Credit Analyst- Graduate (Charlotte, NC)

Company MissionOur mission is to give the world access to the best products by empowering great brands to reach their growth potential. About WayflyerToday's consumer brands need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer.Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours.Since launching in April 2020, we've deployed over $4.5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic, Little Words Project and Kekoa Foods.Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video to hear directly from them. Culture & Values at WayflyerAt Wayflyer, we value being sound people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results. To learn more, please visit our website. Your Role at a Glance: The key ways you'll bring value to the teamDiscover the story behind the data- Analyse financial & non-financial data of new and existing customers to gain an understanding of their businessAssess and quantify risk- Learn to evaluate the challenges of running an eCommerce business and how Wayflyer can fund that growth responsibly.Connect with customers directly- Join regular calls to deepen our understanding of their business models, funding needs, and future plans.Collaborate with management to build and implement new processes and productsSupport our sales and operations teams by understanding how they win and manage relationships with customersLearn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships, etcCollaborate across Wayflyer- Partner with teams across the business to connect dots, share insights, and drive impact. What Makes You a Great FitYou’ve completed (or are soon to complete) an undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer ScienceYou can demonstrate a consistent and strong academic recordYou have an interest in credit risk analysis and portfolio managementYou’re confident communicating your ideas- You are comfortable leading meetings and presenting your findings and recommendationsYou think founder-first and have a passion for entrepreneurship and early-stage businessesYou are insatiably curious by nature and eager to understand the key drivers to operating a successful online business. You are inquisitive and love asking questionsYou are ambitious, self-motivated, and eager to prove yourselfHow You’ll Stand OutYou can analyse and understand financial reporting (e.g. management accounts / financial models) presented by companiesYou’re comfortable using tools like Excel or SQL to work with data.Studying towards (or intending to study towards) a professional accounting/finance qualification What to Expect After You ApplyYou can expect to hear from a member of our Talent Acquisition team soon. If we believe you're a good fit, the first step will be a conversation with a recruiter who will guide you through the next stages of the process. The full interview process, which includes meeting the Hiring Managers, completing a case study and interview loop, will run over the course of two days.The Perks of Being at Wayflyer Time Off That MattersRecharge with 25 days of paid annual leave, plus public holidays. Your WellbeingAccess support and resources to support your wellbeing, including our Wellbeing @ Wayflyer ERG. Comprehensive Health & ProtectionStay covered with private healthcare, life insurance, and critical illness cover. Family-First PoliciesWe offer generous parental and adoptive leave, including 6 months of paid leave for Primary Caregivers and 3 months of paid leave for Secondary Caregivers. Share in Our SuccessWith our equity scheme, you're not just an employee; you're a stakeholder in our journey. Work From Abroad!Enjoy the freedom to work remotely from anywhere in the world for up to 60 calendar days a year.Global Offices and Working Policy Dublin, Our Buzzing HQOur headquarters operates a hybrid model. The number of in-office days depends on your team, but the majority of teams and our SLT are typically in 3-4 days per week, giving you valuable exposure to senior leadership. London, One Big FamilyHome to around 30 employees, our brand-new London office also runs on a hybrid model. You’ll often find our CEO working alongside the team with regular visits. Sydney, Small but MightyOur close-knit Sydney office has around 20 employees and follows a flexible hybrid model, fostering strong collaboration. Atlanta, New York & Charlotte, Stateside CollaborationEach of our US offices has 8-10 employees and operates with a flexible hybrid approach, blending in-person connection with remote freedom. Remote, Across the US & EuropeThe majority of our Tech org works remotely across the UK and Europe, coming together throughout the year for off-sites, company kick off and technical kick off. We also have a growing number of remote team members across the US. How We Handle Your Personal DataBy submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. To learn more about how we handle your personal data, you can contact our privacy team at privacy@wayflyer.com or review our privacy notice at https://wayflyer.com/privacy-notice.